Skip to content
John KurtzCharlotte · NC

View all 43 photos →

Charlotte · Charlotte, NC

16414 Cozy Cove Road

Charlotte, NC · 3,418 sqft

$729,900

  • 3Beds
  • 3.5Baths
  • 3,418SqFt
  • 2017Year
  • 23Days on market

About this home

The details are the point in this meticulously maintained ranch with a finished basement and wooded views in The Palisades, Charlotte. Two suites on the main, a finished basement below — the kind of layout buyers search for and rarely find.

Stone-accented front porch, soaring entry door, 10-foot ceilings, wide plank hardwood floors throughout the main level, crown moulding, custom lighting, and a kitchen built around a massive center island. The kitchen is the home's quiet showpiece with tile backsplash, walk-in pantry, and under-and-over cabinet lighting, 36-inch gas cooktop and wall oven. The primary suite is on the main level, private, huge custom tile shower and deep garden tub, walk-in closet and large picture windows showcasing the wooded nature outside. The guest suite is also on the main level with a full en suite with tiled shower.

Step through the sliding glass doors to the generous screened porch with seasonal views of Lake Wylie through the tree line. Enjoy the outdoors more on the extended deck with composite decking and black vinyl railings. The open, south-facing layout floods over 2,500 square feet of main level living with natural light from morning through afternoon. In a quiet area of The Palisades with no through traffic, it's the kind of stillness that cannot be added later. The finished walkout basement expands the home considerably.

A second living area, bedroom, full bath, and gym space make it a natural extension of the main level, or the foundation for a second living quarters. Beyond the finished area, an expansive unfinished section, over 1,600 sf, offers serious storage and genuine potential. A lower covered porch off the basement creates an indoor-outdoor rhythm across both levels.

This home has been meticulously cared for. Professionally cleaned on a regular basis, HVAC-serviced regularly, and carries an active termite warranty. Front and rear in-ground irrigation. Neutral, elegant custom draperies remain with the home. The Palisades wraps this home in resort-style living. Pools, fitness center, pickleball, tennis, basketball, walking trails, and a residents' clubhouse within walking distance. The Palisades Country Club — Jack Nicklaus designed golf, tennis, pickleball, pool, and onsite dining — available by optional membership.

Property details

Beds
3
Baths
3.5
SqFt
3,418
Lot
Year built
2017
Type
Single Family
Days on market
23
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Winter
HOA dues
$315 / qtr

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,477/ month

Principal & interest
$4,520
Property tax (~1.05%)
$638
Homeowners insurance
$212
HOA dues
$105

Down payment

$36,495 down · $693,405 financed

Income to qualify (28% rule)

~$234,729 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.