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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

1645 Carolina Circle

Gastonia, NC · 2,258 sqft

$434,900

Reduced from $439,900

  • 4Beds
  • 3Baths
  • 2,258SqFt
  • 2025Year
  • 275Days on market

About this home

NO HOA!! Brand new custom built home offers space, style, & thoughtful upgrades throughout. This is not a tract built home, the quality & superior craftmanship are evident as you enter the front door. Granite counters, LVP flooring on the main level & tiled bathrooms, for a clean, modern finish. Open bright white kitchen, dining & living areas flow together beautifully, perfect for entertaining. The primary suite features a tray ceiling, walk-in closet, & spa-like bath with dual sinks & a tiled shower. Upstairs also includes laundry room, spacious secondary bedrooms, & a huge loft area which could also be converted to another bedrm if needed. Built for efficiency & comfort, this home includes spray foam insulation & a tankless water heater. Step outside to a covered rear patio & flat backyard perfect for relaxing, gardening, or play. Set on a quiet street conveniently located just off S New Hope Rd, just minutes to shopping, restaurants, I-85 & the hospital. Offering seller paid closing costs!

Property details

Beds
4
Baths
3
SqFt
2,258
Lot
Year built
2025
Type
Single Family
Days on market
275
Garage
2
Heating
Electric, Natural Gas
Cooling
Ceiling Fan(s), Electric
Foundation
Slab

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,128/ month

Principal & interest
$2,693
Property tax (~0.85%)
$308
Homeowners insurance
$126
HOA dues

Down payment

$21,745 down · $413,155 financed

Income to qualify (28% rule)

~$134,072 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.