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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

165 Old Harbor Drive

Mount Gilead, NC · 1,680 sqft

$299,900

Reduced from $329,900

  • 3Beds
  • 2Baths
  • 1,680SqFt
  • 2019Year
  • 165Days on market

About this home

Experience the pinnacle of North Carolina living at Tillery Traditions, where this stunning 3-bedroom, 2-bath ranch home offers a nearly new (2019 build) retreat in one of Mt. Gilead's most sought-after golf course communities. Perfectly optimized for those searching for homes for sale near Lake Tillery, this residence features a modern open-concept floor plan highlighted by a gourmet kitchen with granite countertops, a spacious pantry, and premium stainless steel appliances. A standout feature is the oversized laundry room, masterfully designed with extensive cabinetry and shelving to serve as a dedicated craft station or project hub. Whether you are looking for a permanent residence or a vacation home near the Uwharrie National Forest, this property delivers a lifestyle of convenience and luxury.

The financial benefits of this home are unmatched for the area, as it is 100% financing eligible (USDA), making it an ideal opportunity for first-time buyers or those looking to downsize without a large down payment. With a Tillery Traditions membership it will grant you access to an 18-hole championship golf course, clubhouse, restaurant, and community pool. Located just moments from a public boat landing on Lake Tillery and a short drive to Morrow Mountain State Park and local vineyards like Stony Mountain, 165 Old Harbor Drive is perfectly positioned for outdoor enthusiasts. Don’t miss your chance to own a piece of the Uwharrie Lakes region—schedule your tour today!

Property details

Beds
3
Baths
2
SqFt
1,680
Lot
Year built
2019
Type
Single Family
Days on market
165
Garage
2
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet
HOA dues
$300 / 6mo

Features

  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,257/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$50

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$96,739 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.