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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

16541 Cozy Cove Road

Charlotte, NC · 3,196 sqft

$728,000

Reduced from $735,000

  • 4Beds
  • 3.5Baths
  • 3,196SqFt
  • 2019Year
  • 67Days on market

About this home

This beautifully designed 1½-story ranch offers a full, unfinished walk-out basement and a versatile layout ideal for everyday living and future expansion. Just off the foyer, a private office with French doors creates a quiet workspace, and the formal dining room is accented by elegant decorative wainscoting. The kitchen features a large granite prep island, Skyline cabinetry, a gas cooktop, and a wall oven, and it opens seamlessly to the great room with a cozy gas fireplace. A sunny breakfast area leads to the screened-in balcony—perfect for enjoying the seasons. The primary suite is privately tucked at the rear of the home and features dual vanities, a glass-enclosed shower, and a spacious walk-in closet. Two secondary bedrooms share a hall bath. Upstairs, an open loft connects to a fourth bedroom with a private bath, plus generous walk-in attic storage. Downstairs, the unfinished walk-out basement offers significant potential, with plumbing already in place for a fourth full bath, a fifth bedroom, a large recreation room, and even a second kitchen. Ideally located within an easy walk to the residents’ clubhouse and pool, this home blends comfort, flexibility, and opportunity.

Property details

Beds
4
Baths
3.5
SqFt
3,196
Lot
Year built
2019
Type
Single Family
Days on market
67
Garage
3
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Basement
Flooring
Carpet, Hardwood, Tile
HOA dues
$315 / qtr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,463/ month

Principal & interest
$4,508
Property tax (~1.05%)
$637
Homeowners insurance
$212
HOA dues
$105

Down payment

$36,400 down · $691,600 financed

Income to qualify (28% rule)

~$234,130 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.