Charlotte · Charlotte, NC
16819 Cozy Cove Road
Charlotte, NC · 2,725 sqft
$554,900
Reduced from $565,000
- 4Beds
- 2.5Baths
- 2,725SqFt
- 2019Year
- 88Days on market
About this home
Welcome home to this beautifully maintained two-story residence in the highly sought-after Palisades community of Charlotte. Offering 4 spacious bedrooms, 2.5 bathrooms, a dedicated office, and an upstairs loft, this home provides the perfect blend of function and flexibility for today’s lifestyle.
The main level features an ideal layout for both everyday living and entertaining, with generous living spaces and a private office perfect for working from home. Upstairs, the loft offers a versatile bonus area — ideal for a media room, play space, or second lounge.
Step outside to your fully fenced backyard retreat, complete with a covered gazebo and outdoor fireplace on the patio — the perfect setting for cozy evenings, game days, or year-round entertaining.
Living in The Palisades means access to exceptional amenities, including a resort-style pool with waterslide, clubhouse with fitness center, pickleball courts, basketball courts, and scenic walking trails. For those seeking an elevated lifestyle, optional membership to The Palisades Country Club offers a top-rated golf course, private clubhouse, and tennis facilities.
This home offers not just space — but lifestyle.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,725
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Days on market
- 88
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $322 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,191/ month
- Principal & interest
- $3,436
- Property tax (~1.05%)
- $485
- Homeowners insurance
- $161
- HOA dues
- $107
Down payment
$27,745 down · $527,155 financed
Income to qualify (28% rule)
~$179,630 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


