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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

16819 Cozy Cove Road

Charlotte, NC · 2,725 sqft

$554,900

Reduced from $565,000

  • 4Beds
  • 2.5Baths
  • 2,725SqFt
  • 2019Year
  • 88Days on market

About this home

Welcome home to this beautifully maintained two-story residence in the highly sought-after Palisades community of Charlotte. Offering 4 spacious bedrooms, 2.5 bathrooms, a dedicated office, and an upstairs loft, this home provides the perfect blend of function and flexibility for today’s lifestyle.

The main level features an ideal layout for both everyday living and entertaining, with generous living spaces and a private office perfect for working from home. Upstairs, the loft offers a versatile bonus area — ideal for a media room, play space, or second lounge.

Step outside to your fully fenced backyard retreat, complete with a covered gazebo and outdoor fireplace on the patio — the perfect setting for cozy evenings, game days, or year-round entertaining.

Living in The Palisades means access to exceptional amenities, including a resort-style pool with waterslide, clubhouse with fitness center, pickleball courts, basketball courts, and scenic walking trails. For those seeking an elevated lifestyle, optional membership to The Palisades Country Club offers a top-rated golf course, private clubhouse, and tennis facilities.

This home offers not just space — but lifestyle.

Property details

Beds
4
Baths
2.5
SqFt
2,725
Lot
Year built
2019
Type
Single Family
Days on market
88
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$322 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,191/ month

Principal & interest
$3,436
Property tax (~1.05%)
$485
Homeowners insurance
$161
HOA dues
$107

Down payment

$27,745 down · $527,155 financed

Income to qualify (28% rule)

~$179,630 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.