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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

169 Hilltop Road

Black Mountain, NC · 2,195 sqft

$550,000

Reduced from $599,000

  • 3Beds
  • 3Baths
  • 2,195SqFt
  • 1989Year
  • 62Days on market

About this home

Located just moments from downtown Black Mountain, this 3-bedroom, 3-bath home at 169 Hilltop offers a rare opportunity to create your ideal mountain retreat in one of Western North Carolina’s most desirable locations. Enjoy stunning long-range mountain views and walkable access to the Black Mountain Golf Club and Lake Tomahawk Park, along with the shops and restaurants of downtown Black Mountain.

Set on an elevated homesite, the property features a true mountain approach—rewarded by the privacy, setting, and views that make this area so sought after. Inside, the home offers a functional and flexible layout with a bedroom on each level, ideal for guests or multi-generational living. The upper level includes an updated bathroom and a loft space in addition to the bedroom, providing extra room for an office, sitting area, or overflow sleeping.

With 3 bedrooms and 3 baths overall, the home is ready for updates and your personal vision while already offering key improvements and a strong layout to build upon.

Whether you're searching for a full-time residence, second home, or investment opportunity, this property presents strong potential in a location where value is driven by proximity to town, lifestyle, and scenery. With its combination of views, walkability, and upside, this is an opportunity that’s increasingly hard to find in Black Mountain.

Property details

Beds
3
Baths
3
SqFt
2,195
Lot
Year built
1989
Type
Single Family
Days on market
62
Garage
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.