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John KurtzCharlotte · NC

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Hot Springs · Hot Springs, NC

169 N Serpentine Avenue

Hot Springs, NC · 3,002 sqft

$599,000

  • 4Beds
  • 3.5Baths
  • 3,002SqFt
  • 1989Year
  • 12Days on market

About this home

Perched above Hot Springs with commanding long-range mountain views, this one-of-a-kind property blends character, flexibility, and income potential. The 4BR/3BA main home showcases timeless wormy chestnut woodwork, two fireplaces, and a spacious main-level primary suite opening to a covered porch—perfect for soaking in the scenery.

A historic log cabin guest house with separate utilities creates an ideal setup for short-term rental or private retreat, while the large shop/RV garage offers exceptional space for storage, hobbies, or adventure gear. Situated on a double lot with additional parcels, the property provides room to expand or further maximize its income-producing potential.

Located in downtown Hot Springs—a resilient and revitalizing mountain town—enjoy close proximity to the Appalachian Trail, natural hot mineral springs, and endless outdoor recreation including rafting, hiking, and biking. All within an easy drive of Asheville.

Whether you’re seeking a full-time residence, mountain getaway, or investment property, this offering delivers a rare combination of lifestyle and opportunity.

Property details

Beds
4
Baths
3.5
SqFt
3,002
Lot
Year built
1989
Type
Single Family
Days on market
12
Garage
2
Style
Bungalow, Cape Cod
Heating
Central, Ductless, Heat Pump, Oil
Cooling
Ceiling Fan(s), Central Air, Ductless, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Carpet, Wood
View
Long Range, Mountain(s), Winter, Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,408/ month

Principal & interest
$3,709
Property tax (~1.05%)
$524
Homeowners insurance
$174
HOA dues

Down payment

$29,950 down · $569,050 financed

Income to qualify (28% rule)

~$188,940 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.