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John KurtzCharlotte · NC

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Elk Park · Elk Park, NC

169 Samantha Springs Lane

Elk Park, NC · 904 sqft

$270,000

Reduced from $275,000

  • 2Beds
  • 1Baths
  • 904SqFt
  • 1963Year
  • 45Days on market

About this home

Welcome to your peaceful mountain retreat near Banner Elk! This rustic cabin is tucked away in the heart of the High Country, offering the perfect balance of solitude and convenience. Enjoy the quiet of nature while being just minutes from everything Banner Elk has to offer—restaurants, shops, skiing, and year-round outdoor adventure. Step inside and feel instantly at home. The cozy living area features a stone fireplace with a wood burning stove, great for curling up on chilly mountain evenings, while windows invite in the fresh mountain breeze during summer. With 2 bedrooms, 1 bath, and just over 900 square feet, this cabin is the ideal size for a relaxing getaway or full-time living. There’s ample potential for expansion, including the opportunity to add a second bathroom and convert the front bedroom into a primary suite. The oversized garage offers additional unfinished space above, great for a future studio, home office, or guest area. Outside, enjoy gathering around the fire pit, surrounded by towering trees and peaceful mountain views. Let your imagination run wild with the possibilities—this unique property offers endless potential for your personal touch or investment vision. Whether you’re seeking a cozy mountain home, a vacation retreat, or an Airbnb opportunity, this charming cottage is ready to make your mountain dreams a reality.

Property details

Beds
2
Baths
1
SqFt
904
Lot
Year built
1963
Type
Single Family
Days on market
45
Garage
2
Heating
Baseboard, Ductless, Electric
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,987/ month

Principal & interest
$1,672
Property tax (~1.05%)
$236
Homeowners insurance
$78
HOA dues

Down payment

$13,500 down · $256,500 financed

Income to qualify (28% rule)

~$85,165 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.