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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

1694 Humpback Mountain Road

Spruce Pine, NC · 2,105 sqft

$800,000

  • 2Beds
  • 1.5Baths
  • 2,105SqFt
  • 2010Year
  • 70Days on market

About this home

Tucked away in the peaceful mountains of Spruce Pine, this inviting property offers privacy, natural beauty, and the charm of true mountain living. Located just minutes from the Blue Ridge Parkway, 1964 Humpback Mountain Road provides a serene setting surrounded by mature trees and fresh mountain air. The home features a comfortable layout with warm, welcoming living spaces and abundant natural light. Enjoy quiet mornings on the porch, cool summer evenings, and the sounds of nature year-round. Ideal as a full-time residence, second home, or mountain getaway, this property offers the perfect blend of seclusion and convenience with easy access to downtown Spruce Pine, dining, shopping, and outdoor recreation. Experience the tranquility and scenery that make Western North Carolina so special.

Property details

Beds
2
Baths
1.5
SqFt
2,105
Lot
Year built
2010
Type
Single Family
Days on market
70
Style
A-Frame
Heating
Heat Pump, Wood Stove
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,887/ month

Principal & interest
$4,954
Property tax (~1.05%)
$700
Homeowners insurance
$233
HOA dues

Down payment

$40,000 down · $760,000 financed

Income to qualify (28% rule)

~$252,341 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.