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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1703 Lowder Street

Albemarle, NC · 1,433 sqft

$249,900

Reduced from $270,000

  • 3Beds
  • 2Baths
  • 1,433SqFt
  • 1932Year
  • 126Days on market

About this home

Expansive 27-foot covered front porch with ceiling fan, covered carport, and a beautifully remodeled 1932 home blending timeless character with modern living — outdoor living and covered parking you won't find at this price point in Albemarle.This charming 3-bedroom, 2-bath residence offers 1,403 square feet with Luxury Vinyl Plank flooring throughout, a beautiful original decorative fireplace anchoring the living room, and a rear deck — giving you covered outdoor living space on both the front and back of the home. The stunning updated kitchen features granite countertops, new stainless steel appliances, new cabinetry, and a tile backsplash, opening to a large dining area that flexes easily as a second living space. Both bathrooms have been tastefully updated with tile floors, new vanities with quartz tops, and new lighting and fixtures throughout.A huge mudroom, laundry room, and pantry combination off the kitchen adds exceptional day-to-day functionality. Conveniently located near Stanly Community College, lakes, parks, and the vibrant Albemarle community — just minutes from downtown Albemarle and approximately one hour to Uptown Charlotte.Schedule your tour today and experience the perfect mix of charm, character, and outdoor living. Seller is offering $5,000 that can be used to buy down your interest rate and lower your monthly payment — making this home even more affordable!

Property details

Beds
3
Baths
2
SqFt
1,433
Lot
Year built
1932
Type
Single Family
Days on market
126
Style
Cottage
Heating
Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.