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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

17030 Carolina Pine Row

Charlotte, NC · 3,114 sqft

$580,000

Reduced from $620,000

  • 5Beds
  • 4.5Baths
  • 3,114SqFt
  • 2022Year
  • 148Days on market

About this home

Welcome to Ridgewater, one of the most coveted neighborhoods in Southwest Charlotte, NC. Ideally located next to The Palisades and moments from Lake Wylie. Residents enjoy a true urban retreat, surrounded by nature yet minutes from shopping, dining, and entertainment.

Outdoor enthusiasts will love being close to McDowell Nature Preserve, River Hills Country Club, Daniel Stowe Botanical Gardens, and Carowinds amusement park. Everyday conveniences await at Rivergate Shopping Center, featuring popular retailers and restaurants. Quick access to I-77, I-485, and Highway 160 makes commuting to Uptown Charlotte, Charlotte Douglas International Airport, and Fort Mill, SC effortless.

This stunning home offers five spacious bedrooms, including a guest suite on the main level, 4.5 baths, and a versatile flex room that’s perfect for a home office, gym, or playroom. Designed for modern living, the open-concept kitchen features an oversized island, granite countertops, stainless steel appliances, upgraded cabinetry, and a butler’s pantry for extra storage and style.

The covered patio provides the perfect outdoor escape—ideal for morning coffee or evening entertaining—while the fence ensures privacy and a natural view. Inside, you’ll find upgraded flooring, designer finishes, and a luxurious primary suite complete with a tiled walk-in shower and generous closet space.

Beyond the home itself, Ridgewater stands out among Charlotte homes for sale for its peaceful setting, modern amenities, and proximity to both Lake Wylie recreation and Uptown Charlotte’s vibrant energy.

Property details

Beds
5
Baths
4.5
SqFt
3,114
Lot
Year built
2022
Type
Single Family
Days on market
148
Garage
2
Heating
Forced Air, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
HOA dues
$259 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,355/ month

Principal & interest
$3,592
Property tax (~1.05%)
$507
Homeowners insurance
$169
HOA dues
$86

Down payment

$29,000 down · $551,000 financed

Income to qualify (28% rule)

~$186,647 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.