Lake Toxaway · Lake Toxaway, NC
17198 Rosman Highway
Lake Toxaway, NC · 2,200 sqft
$549,000
- 3Beds
- 2Baths
- 2,200SqFt
- 1981Year
- 2Days on market
About this home
Quintessential mountain cabin in Lake Toxaway, ideally located near Sapphire, Cashiers, hiking, biking, shopping, dining, and the many outdoor adventures of Western North Carolina. Nestled in an enchanting, ultra-private setting, this 3-bedroom, 3-bath retreat is filled with warmth, character, and timeless mountain charm. Thoughtfully updated, the home features beautifully renovated kitchens and baths that blend modern comfort with the authentic feel of a classic mountain getaway. Expansive decks, patios, and winding walking paths invite you to relax and reconnect with nature, while the soothing sound of the waterfall creates a peaceful backdrop for everyday living. Whether you’re looking for a full-time residence, weekend escape, or investment opportunity, this storybook cabin offers the perfect blend of privacy, charm, and mountain lifestyle.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,200
- Lot
- —
- Year built
- 1981
- Type
- Single Family
- Days on market
- 2
- Style
- Bungalow, Cabin
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
Features
- Fire Pit
- Hot Tub
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,040/ month
- Principal & interest
- $3,400
- Property tax (~1.05%)
- $480
- Homeowners insurance
- $160
- HOA dues
- —
Down payment
$27,450 down · $521,550 financed
Income to qualify (28% rule)
~$173,169 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.