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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

172 Water Oak Drive

Mooresville, NC · 2,866 sqft

$486,000

Reduced from $538,000

  • 4Beds
  • 3.5Baths
  • 2,866SqFt
  • 2005Year
  • 133Days on market

About this home

Welcome to this beautifully maintained home in the highly desirable Water Oak community, where lifestyle, convenience, and neighborhood charm come together. Ideally positioned directly across from the community pool and fenced playground, this home offers a level of access and connection that truly sets it apart.

Enjoy the benefits of a vibrant, walkable neighborhood with sidewalks, gathering spaces, and close proximity to shopping, dining, and everyday essentials near Lake Norman. Water Oak residents also enjoy a range of amenities including a pool, playground, clubhouse, and scenic areas that encourage an active and social lifestyle.

Inside, this spacious 4-bedroom, 4-bath home offers nearly 2,900 square feet with a functional and inviting layout. The main level features a primary suite for added convenience, along with a welcoming living room with gas fireplace, a well-appointed kitchen with breakfast bar, and a dining area filled with natural light. Upstairs, you’ll find additional bedrooms including a private en-suite ideal for guests or multi-generational living, as well as a versatile flex space perfect for a home office, media room, or playroom.

The charming front porch with dual ceiling fans creates the perfect place to relax and take in the energy of the neighborhood, with community amenities just steps away. Whether enjoying a quiet morning or connecting with neighbors, this home offers a true sense of place.

Conveniently located near major roadways, top-rated schools, and all that the Mooresville and Lake Norman area has to offer, this home presents a rare opportunity to enjoy space, comfort, and a highly sought-after community lifestyle.

Property details

Beds
4
Baths
3.5
SqFt
2,866
Lot
Year built
2005
Type
Single Family
Days on market
133
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Crawl Space
HOA dues
$170 / qtr

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,633/ month

Principal & interest
$3,009
Property tax (~1.05%)
$425
Homeowners insurance
$141
HOA dues
$56

Down payment

$24,300 down · $461,700 financed

Income to qualify (28% rule)

~$155,726 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.