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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

174 N Mitchell Street

Rutherfordton, NC · 1,327 sqft

$375,000

  • 3Beds
  • 2Baths
  • 1,327SqFt
  • 2026Year
  • 47x100Lot
  • 1Days on market

About this home

Welcome to The Mint Rutherford, a brand-new construction community offering modern living just steps from the heart of downtown. This thoughtfully designed 3-bedroom, 2-bath home with a true 2-car attached garage places you only one block from Main Street—walk to cafés, boutiques, restaurants, and the new Rail Trail without ever getting in the car.

Striking transitional curb appeal meets low-maintenance living with Hardie® plank and board-and-batten siding, brick or stone accents, a standing-seam metal porch roof, and architectural shingles—classic style with zero weekend upkeep. Inside, enjoy all-electric, energy-efficient living with ENERGY STAR® stainless appliances, LVP flooring, low-flow fixtures, and foam-sealed construction designed to keep utility costs low.

The open layout is filled with natural light thanks to oversized windows, 10-foot ceilings, and 8-foot doors throughout & a vaulted great room. The chef-ready kitchen features Shaker cabinetry, quartz or granite countertops, a statement island with farmhouse sink, commercial-grade faucet, and a walk-in pantry—perfect for entertaining.

Relax in the resort-style primary suite with a frameless glass, ceiling-tiled shower, double vanity, crown molding, and a spacious walk-in closet. Outdoor living is just as inviting with a covered front masonry porch and a rear covered patio, while HOA lawn care keeps everything pristine year-round.

Smart-home features come standard, including a Ring™ video doorbell, keypad deadbolt, USB outlets, Wi-Fi thermostat and smoke detectors, smart water shutoff, and prewiring for wall-mounted TVs.

With new-construction warranties, durable finishes, and an unbeatable downtown location, The Mint Rutherford offers low-stress ownership and strong future value—ideal for first-time buyers, right-sizers, or anyone seeking walkable, modern living.

Completion date is anticipated for late February/early March 2026.

Property details

Beds
3
Baths
2
SqFt
1,327
Lot
47x100
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Slab

Features

  • Cable Prewire
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.