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John KurtzCharlotte · NC

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Concord · Concord, NC

174 Virginia Street SE

Concord, NC · 1,688 sqft

$300,000

  • 3Beds
  • 2Baths
  • 1,688SqFt
  • 1930Year
  • 5Days on market

About this home

Showings start Monday for this 3-bedroom 2-bathroom home on almost 1/3-acre home site minutes from shopping, dining, major roadways, and Downtown Concord and No HOA dues. The HVAC was updated in 2025. Roof updated in 2023. The foundation was updated in 2019. The kitchen and baths were updated as well. Our favorite features include the almost 200 square feet front porch, back drop zone area, private fenced backyard, storage shed, molding, hardwood floors, French doors and fireplace. Per the previous owner the hot water heater was updated in 2014, sewer line in 2018, and water line in 2019. Back bedroom does not have a closet. Home being sold AS IS. Schedule your appointment to view.

Property details

Beds
3
Baths
2
SqFt
1,688
Lot
Year built
1930
Type
Single Family
Days on market
5
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Drop Zone

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,175/ month

Principal & interest
$1,857
Property tax (~0.92%)
$230
Homeowners insurance
$87
HOA dues

Down payment

$15,000 down · $285,000 financed

Income to qualify (28% rule)

~$93,235 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.