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John KurtzCharlotte · NC

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Asheville · Asheville, NC

175 Chatham Road

Asheville, NC · 1,763 sqft

$429,000

Reduced from $525,000

  • 3Beds
  • 2Baths
  • 1,763SqFt
  • 1951Year
  • 188Days on market

About this home

Beautifully updated Asheville bungalow on a spacious lot, just a short stroll to UNCA and all the conveniences of Merrimon Avenue! This move-in-ready home offers smart flexibility—live upstairs and rent the lower level, create an in-law suite, or enjoy the whole space as a single home. Two driveways provide abundant off-street parking and easy access to both the upper and lower levels. From the charming stone walkway, step onto the covered front porch and into the bright living room featuring original hardwood floors. The main level offers a smooth flow with a dedicated dining room under a vaulted ceiling, an efficient kitchen that opens to a large back deck ideal for entertaining, plus two well-sized bedrooms, an updated full bath, and a convenient laundry closet. The lower level is accessible from interior stairs or a private exterior entrance—perfect for guests or rental potential. A covered concrete patio leads inside to a kitchenette and comfortable living/dining area, along with a bedroom with proper window and closet. A renovated full bath with tiled shower, second laundry area, and an additional flex room with closet complete the space. The private, fenced portion of the backyard is great for pets or play, and the additional yard beyond offers room for a shed—or explore the possibility of adding a future guest cottage. Whether you’re seeking a primary residence with room to grow, a home with supplemental income options, or a true duplex-style investment, this versatile property delivers it all in one of Asheville’s most walkable locations.

Property details

Beds
3
Baths
2
SqFt
1,763
Lot
Year built
1951
Type
Single Family
Days on market
188
Style
Bungalow
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,157/ month

Principal & interest
$2,656
Property tax (~1.05%)
$375
Homeowners insurance
$125
HOA dues

Down payment

$21,450 down · $407,550 financed

Income to qualify (28% rule)

~$135,318 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.