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John KurtzCharlotte · NC

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Union Grove · Union Grove, NC

176 + 174 Oak Hollow Road

Union Grove, NC · 1,031 sqft

$525,000

  • 4Beds
  • 3.5Baths
  • 1,031SqFt
  • 1931Year
  • NO RECENT SURVEY~Buyer to get survey if they want.Lot
  • 3Days on market

About this home

UNION GROVE NC: 3.7 ACRES, 2 HOMES, CREEK, BARN, FENCED PASTURE, MULTIPLE OUTBUILDINGS!! This 3.7-acre property offers TWO homes on one parcel, making it an ideal setup for multi-generational living. The land features a large stream running along one side of the property where the owners have enjoyed relaxing by the fire pit, backyard BBQs, and making lasting memories by the creek. Additional features include a spacious barn, fenced pastures, multiple outbuildings/sheds and beautiful sunrise and sunset views. The two homes are fully separate dwellings with independent living spaces and are currently used as a parent home and a second residence for family members. The original home is older but was extensively updated approximately 20 years ago, with additional improvements made over time. It features 2 bedrooms and 1.5 bathrooms, granite countertops, updated windows and doors, a metal roof, vinyl siding, an updated kitchen and bathroom, wood floors, renovated covered front and back porches, and a nice laundry room area. The second home was originally an outbuilding that was converted into a residence approximately 15 years ago. It was fully gutted and renovated, including a significant rear addition. This home features stainless steel appliances, tons of natural light from numerous windows, a beautiful kitchen with hickory-colored cabinets, and abundant counter space. A large great room overlooks the front yard and pastures, creating a bright and open living space. It also includes a nice laundry room area. This home has its own septic system & HVAC; however, improvements and the addition were completed without permits, and there are no permits on file for the second dwelling or septic system. The square footage of this home has been included in the second living quarters total. Both homes share a brand-new well installed in May 2026 and a single/ shared Energy United power meter. Each residence also has its own septic system, separate entrances, full kitchens, and full bathrooms. Each home includes a double carport, with a shared driveway entrance that splits into separate driveways leading to each home. The barn is well-suited for animals, and the fenced pasture provides easy access to the creek for livestock watering. There is lots of wildlife seen often including a wide variety of birds! The property is enhanced by expansive views, mature landscaping, and vibrant flowers throughout the yard. If you are looking for an affordable multi-generational living option or a family compound, this unique property may be the perfect fit. Second level on the main home has ceiling height less than 7ft (356 sq ft not counted in heated sq ft due to this but is fully finished and used as a BR). ~SHOWINGS BY APPOINTMENT ONLY.

Property details

Beds
4
Baths
3.5
SqFt
1,031
Lot
NO RECENT SURVEY~Buyer to get survey if they want.
Year built
1931
Type
Single Family
Days on market
3
Heating
Electric, Heat Pump, Other - See Remarks
Cooling
Electric, Heat Pump
Foundation
Crawl Space

Features

  • Fence
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.