Gerton · Gerton, NC
176 McGuffey Ridge Road
Gerton, NC · 1,816 sqft
$400,000
Reduced from $425,000
- 2Beds
- 2Baths
- 1,816SqFt
- 1984Year
- 38Days on market
About this home
Serene mountain retreat on 4.3 private acres just 13 miles from Asheville and minutes to Lake Lure—anticipated to reopen by Memorial Day—offering both lifestyle appeal and strong short-term rental potential.
This 2-bedroom cabin features approximately 1,816 square feet with warm wood interiors, a stone wood-burning fireplace, and an inviting open living space that flows seamlessly onto a covered upper deck—perfect for outdoor dining and enjoying the peaceful wooded setting.
The home lives larger than its bedroom count with a fully finished lower level offering flexible space for guests, recreation, or additional living (not counted as a bedroom). Currently utilized as a vacation rental, the layout is ideal for hosting and maximizing occupancy.
Multiple covered decks provide year-round outdoor enjoyment, while the private, wooded acreage offers the seclusion buyers seek without sacrificing convenience to Asheville, Lake Lure, and Chimney Rock.
Whether you're searching for a personal getaway, full-time residence, or income-producing property, this cabin delivers versatility, privacy, and proven rental appeal in a highly desirable Western North Carolina location.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,816
- Lot
- —
- Year built
- 1984
- Type
- Single Family
- Days on market
- 38
- Style
- Cabin
- Heating
- Ductless, Electric
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile
- HOA dues
- $450 / yr
Features
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,981/ month
- Principal & interest
- $2,477
- Property tax (~1.05%)
- $350
- Homeowners insurance
- $116
- HOA dues
- $37
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$127,778 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.