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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

176 Water Oak Drive

Mooresville, NC · 2,695 sqft

$449,000

Reduced from $490,000

  • 4Beds
  • 2.5Baths
  • 2,695SqFt
  • 2005Year
  • 48Days on market

About this home

Welcome to this beautiful and spacious two story home in the highly sought after Water Oak community, perfectly positioned just across the street from the neighborhood pool and playground. Freshly updated with new paint and carpet throughout, this home is move-in ready and designed for comfortable everyday living. A standout feature of this home is the main level living, including a spacious primary suite and convenient laundry room. The primary suite offers a private retreat with a walk-in closet, soaking tub, separate shower, and dual sink vanity, while the nearby laundry room with utility sink adds ease and functionality to daily routines. The main level also features hardwood floors, a dramatic two-story great room with a gas log fireplace, and a formal dining room ideal for gatherings. The open kitchen offers an eating bar, breakfast area, stainless appliances and quality wood cabinets with custom pullouts for storage. Upstairs, you will find three spacious bedrooms, a full bath, a flex or office space and unfinished attic areas for excellent storage or future expansion potential. Enjoy outdoor living with a welcoming covered front porch and a rear stained cedar deck overlooking a low maintenance, private fenced yard. Water Oak is known for its tree-lined streets, sidewalks, and charming architecture. Community amenities include an outdoor pool, splash pad, covered pavilion, playground, and a brand new dog park. Conveniently located near shopping, dining, top rated schools, and I-77, with The Village at Byers Creek just next door for everyday essentials.

Property details

Beds
4
Baths
2.5
SqFt
2,695
Lot
Year built
2005
Type
Single Family
Days on market
48
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$170 / qtr

Features

  • Attic Walk In
  • Breakfast Bar
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,361/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues
$56

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$144,055 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.