Otto · Otto, NC
177 Laurel Lane
Otto, NC · 1,454 sqft
$389,800
Reduced from $399,900
- 3Beds
- 2Baths
- 1,454SqFt
- 1984Year
- 49Days on market
About this home
Heritage Mountain Estates | 3 BR / 2 BA | Raised Ranch with Stunning Long-Range Views | STR Allowed Wake up to breathtaking southeastern vistas and peaceful views of Albert Mountain right from your own home. Nestled in the desirable Heritage Mountain Estates community, this 3-bedroom, 2-bath raised ranch delivers main-level living at its finest — with all bedrooms, baths, kitchen, living areas, laundry, and home office on one floor. The open, flowing layout draws you from the living room — anchored by a classic brick wood-burning fireplace — through the dining area and into a beautiful glass-enclosed sunroom, bringing the total feel of the home to over 1,950 sq ft of comfortable living space. The kitchen features granite countertops, a center island perfect for meal prep, and flows naturally into the dining room — ideal for everyday meals and entertaining alike. Downstairs, the walk-in basement offers a workshop area, enclosed storage room, and plenty of flexible space. Outside, enjoy over 2,000 sq ft of fenced yard, a dedicated garden space, and a private well — and don't be surprised if the local deer stop by to say hello. The home also includes a generator hookup, single-car garage, and high-speed Optimum cable internet — all on a paved driveway right to the door. Short-term rentals are permitted — making this a fantastic Airbnb or VRBO opportunity with mountain views that guests will rave about. Privacy, views, and peace — this one checks every box.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,454
- Lot
- —
- Year built
- 1984
- Type
- Single Family
- Days on market
- 49
- Garage
- 1
- Style
- Cottage, Ranch, Traditional
- Heating
- Baseboard, Ductless
- Cooling
- Ceiling Fan(s), Ductless
- Foundation
- Basement, Crawl Space
- Flooring
- Carpet, Laminate
- View
- Mountain(s), Year Round
- HOA dues
- $500 / yr
Features
- Kitchen Island
- Pantry
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,910/ month
- Principal & interest
- $2,414
- Property tax (~1.05%)
- $341
- Homeowners insurance
- $113
- HOA dues
- $41
Down payment
$19,490 down · $370,310 financed
Income to qualify (28% rule)
~$124,739 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.