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John KurtzCharlotte · NC

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Otto · Otto, NC

177 Laurel Lane

Otto, NC · 1,454 sqft

$389,800

Reduced from $399,900

  • 3Beds
  • 2Baths
  • 1,454SqFt
  • 1984Year
  • 49Days on market

About this home

Heritage Mountain Estates | 3 BR / 2 BA | Raised Ranch with Stunning Long-Range Views | STR Allowed Wake up to breathtaking southeastern vistas and peaceful views of Albert Mountain right from your own home. Nestled in the desirable Heritage Mountain Estates community, this 3-bedroom, 2-bath raised ranch delivers main-level living at its finest — with all bedrooms, baths, kitchen, living areas, laundry, and home office on one floor. The open, flowing layout draws you from the living room — anchored by a classic brick wood-burning fireplace — through the dining area and into a beautiful glass-enclosed sunroom, bringing the total feel of the home to over 1,950 sq ft of comfortable living space. The kitchen features granite countertops, a center island perfect for meal prep, and flows naturally into the dining room — ideal for everyday meals and entertaining alike. Downstairs, the walk-in basement offers a workshop area, enclosed storage room, and plenty of flexible space. Outside, enjoy over 2,000 sq ft of fenced yard, a dedicated garden space, and a private well — and don't be surprised if the local deer stop by to say hello. The home also includes a generator hookup, single-car garage, and high-speed Optimum cable internet — all on a paved driveway right to the door. Short-term rentals are permitted — making this a fantastic Airbnb or VRBO opportunity with mountain views that guests will rave about. Privacy, views, and peace — this one checks every box.

Property details

Beds
3
Baths
2
SqFt
1,454
Lot
Year built
1984
Type
Single Family
Days on market
49
Garage
1
Style
Cottage, Ranch, Traditional
Heating
Baseboard, Ductless
Cooling
Ceiling Fan(s), Ductless
Foundation
Basement, Crawl Space
Flooring
Carpet, Laminate
View
Mountain(s), Year Round
HOA dues
$500 / yr

Features

  • Kitchen Island
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,910/ month

Principal & interest
$2,414
Property tax (~1.05%)
$341
Homeowners insurance
$113
HOA dues
$41

Down payment

$19,490 down · $370,310 financed

Income to qualify (28% rule)

~$124,739 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.