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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

17909 Wilbanks Drive

Charlotte, NC · 3,561 sqft

$1,200,000

Reduced from $1,215,000

  • 4Beds
  • 3.5Baths
  • 3,561SqFt
  • 2024Year
  • 62Days on market

About this home

Live the Lake Life Every Day! This stunning waterfront home on Lake Wylie offers the ultimate in relaxed luxury and scenic beauty. Step outside to enjoy a massive deck, covered patio, and floating dock—perfect for entertaining or simply soaking in the peaceful lake views. Surrounded by beautiful trees and natural shoreline, this serene setting is your personal retreat. Inside, an open-concept floor plan welcomes you with soaring ceilings and abundant natural light pouring through oversized windows. The heart of the home is the gourmet kitchen, featuring stainless steel appliances, a center island, granite countertops, and a spacious dining area that flows seamlessly into the vaulted great room, creating the perfect space for daily living. A dedicated Home Office with wainscoting offers a quiet, elegant space for working from home. The main-level primary suite is a showstopper, offering lake views, dual vanities, a large tiled shower, and custom walk-in closet. The upper level features three bedrooms, two full baths, and a versatile loft, providing ample space for family and guests. The lower level is designed for ultimate entertainment, boasting a massive Rec Room ready for gatherings. An expansive unfinished area awaits your personal finishing touches, providing incredible potential for a 5th bedroom, 4th full bath, home gym, media room, or extra storage. This is more than a home; it's a seamless blend of luxury living and perpetual lakeside relaxation.

Property details

Beds
4
Baths
3.5
SqFt
3,561
Lot
Year built
2024
Type
Single Family
Days on market
62
Garage
2
Heating
Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Vinyl
View
Water
HOA dues
$77 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,908/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues
$77

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$381,812 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.