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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1798 David Drive

Shelby, NC · 1,322 sqft

$282,900

Reduced from $284,900

  • 3Beds
  • 2Baths
  • 1,322SqFt
  • 2025Year
  • 100x156x100x160Lot
  • 22Days on market

About this home

This elevated ranch home has been meticulously designed with high end finishes and is located in a great established neighborhood with 1-car garage! The front porch welcomes you into the living room that is well lit with natural light from the cathedral ceiling, while the LVP floors seamlessly lead you into the gorgeous kitchen boasting stainless appliances, coffered ceiling, peninsula with bar seating, hood vent, soft close cabinetry, granite counters and walk-in pantry! Make your way to the beautiful primary suite with tray ceiling, accent wall and walk-in closet. No expense was spared in the primary bath with a grand 8 ft glass & tile surround shower with rainfall fixture, dual vanity with granite counters and tile floors. There are 2 add'l bedrooms, ample in size, plus hall bath w/ tile surround shower, granite counter & tile floors. Additional features include an adorable covered back patio, dedicated laundry room, space off the garage entry for a drop zone, all LVP & tile floors (no carpet), 1-car garage with epoxy floor, only 1 step entry into the home, no HOA, extra large side yard, connected to public water and comes with 10-year structural warranty! This home features so many upgrades and custom features that are hard to find at this price! You'll appreciate the quality construction and elevated finishes - not an average cookie cutter home! Close to everything you need - dining, shopping, movies, medical centers, parks, recreation, downtown Shelby and 10 miles to Gardner Webb University. *USDA ELIGIBLE with no down payment. You may also qualify for up to $20,000 in down payment & closing cost assistance! Call preferred lender for details!

Property details

Beds
3
Baths
2
SqFt
1,322
Lot
100x156x100x160
Year built
2025
Type
Single Family
Days on market
22
Garage
1
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Tile, Vinyl

Features

  • Breakfast Bar
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,082/ month

Principal & interest
$1,752
Property tax (~1.05%)
$247
Homeowners insurance
$82
HOA dues

Down payment

$14,145 down · $268,755 financed

Income to qualify (28% rule)

~$89,234 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.