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John KurtzCharlotte · NC

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Mills River · Mills River, NC

18 Hilda Lane

Mills River, NC · 1,320 sqft

$650,000

  • 3Beds
  • 1Baths
  • 1,320SqFt
  • 1962Year
  • 22Days on market

About this home

This charming single-level home, built in 1962, offers a rare opportunity in one of the area’s most sought-after locations. Situated on an expansive 1.84-acre lot with multi-use zoning, the property provides exceptional flexibility for a variety of uses.The home features a durable metal roof and classic character, offering a solid foundation for updates or immediate occupancy. The generous acreage allows plenty of room for expansion, whether you’re looking to create additional living space, add outbuildings, or take advantage of its business potential. With convenient access to Highway 280, this property combines location, space, and versatility—making it a standout opportunity in a high-demand area.

Property details

Beds
3
Baths
1
SqFt
1,320
Lot
Year built
1962
Type
Single Family
Days on market
22
Garage
2
Style
Ranch
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.