Charlotte · Charlotte, NC
1805 Mt Isle Harbor Drive
Charlotte, NC · 7,623 sqft
$2,394,900
Reduced from $2,750,000
- 6Beds
- 4.5Baths
- 7,623SqFt
- 2003Year
- 85Days on market
About this home
Welcome to an extraordinary waterfront estate on Mountain Island Lake, where luxury living meets breathtaking natural beauty. Tucked away in one of the area's most highly sought after communities, this remarkable property offers over 7,600 sq ft of refined living space designed for both grand entertaining and everyday comfort. Featuring six spacious bedrooms and 4 full baths plus one half bath, the home blends timeless elegance with modern sophistication. Expansive living areas are filled with natural light and showcase stunning water views, creating a seamless connection between indoor and outdoor living. The fully finished walk out basement offers a kitchenette, bar, movie room and large flex space (currently being used as a gym) as well as two additional bedrooms. The three car garage ensures plenty of room for parking and storage. Step outside to experience true lakefront living at its finest. The beautifully landscaped grounds lead to an exceptional private dock-perfect for boating, sunset gatherings, or simply enjoying the tranquility of the water. With sweeping waterfront vistas and direct access to the lake, every day feels like a retreat. This is more than a home-its a lifestyle defined by space, serenity, and the unmatched beauty of waterfront living. All of this less than 30 mins from Uptown Charlotte. Also-don't miss the neighborhood pool, club house and tennis courts. This Mountain Island Lake home is a true gem! ***The owners made too many updates and improvements to this property to list. Please find the full scope of work in the attachments!
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 7,623
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 85
- Garage
- 3
- Style
- Transitional
- Heating
- Central, Electric, Forced Air
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Basement, Slab
- Flooring
- Carpet, Laminate, Tile, Wood
- View
- Water
- HOA dues
- $549 / 6mo
Features
- Attic Stairs Pulldown
- Cable Prewire
- Central Vacuum
- Garden Tub
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Fire Pit
- Dock - Floating
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$17,717/ month
- Principal & interest
- $14,832
- Property tax (~1.05%)
- $2,095
- Homeowners insurance
- $698
- HOA dues
- $91
Down payment
$119,745 down · $2,275,155 financed
Income to qualify (28% rule)
~$759,336 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


