Charlotte · Charlotte, NC
18214 Torchbearer Lane
Charlotte, NC · 3,137 sqft
$761,990
- 4Beds
- 3.5Baths
- 3,137SqFt
- 2026Year
- 1Days on market
About this home
What's Special: Corner Lot | Dedicated Study | Covered Patio | 1st Floor Primary Suite. New Construction - [Month] Completion! Built by America's Most Trusted Home Builder. Welcome to the Cotswold at 18214 Torchbearer Lane in The Coves on Lake Wylie! This welcoming two-story home blends comfort and charm with a layout designed for both everyday living and special moments. Just off the foyer, a lovely study offers a quiet retreat, highlighted by a graceful transom window that fills the space with natural light. The heart of the home opens to a beautiful great room with a cozy fireplace and elegant tray ceilings, flowing effortlessly into the kitchen and casual dining area, perfect for gathering and entertaining. The primary suite on the main level is a peaceful haven, also featuring tray ceilings and a thoughtfully designed bath. Upstairs, secondary bedrooms and a spacious loft provide flexible living space for family or guests. With inviting details and warm, livable spaces throughout, this home feels both polished and perfectly personal. Discover new single-family homes at The Coves on Lake Wylie, a lakeside community within The Palisades master development in Charlotte, North Carolina. Residents enjoy direct access to Lake Wylie with kayak, canoe, and paddle board storage, along with a community dock for fishing and taking in peaceful water views. Planned amenities coming in late 2027 include a resort-style pool, pickleball courts, walking trails, a play area, and a dog park that make it easy to enjoy every day close to home. The Palisades offers an elevated lifestyle with optional country club access and nearby recreational options, including the 18-hole Jack Nicklaus-designed golf course. Convenient access to I-77 and South Carolina 160 supports easy commutes to Uptown Charlotte, while Pier 49 Marina, McDowell Nature Preserve, and everyday conveniences like Target, Sprouts Farmer’s Market, Publix, and local restaurants are all just minutes away. Additional highlights Include: fireplace, study, tray ceiling at great room and primary suite, blinds, gourmet kitchen, tankless gas water heater and Revwood flooring. Photos are for representative purposes only. MLS#4381444
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,137
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $451 / qtr
Features
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,758/ month
- Principal & interest
- $4,719
- Property tax (~1.05%)
- $666
- Homeowners insurance
- $222
- HOA dues
- $150
Down payment
$38,099 down · $723,890 financed
Income to qualify (28% rule)
~$246,794 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


