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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1831 Sandy Cove Drive

Morganton, NC · 4,168 sqft

$2,549,000

Reduced from $2,680,000

  • 4Beds
  • 3.5Baths
  • 4,168SqFt
  • 2007Year
  • ODDLot
  • 178Days on market

About this home

Custom lakefront home on Lake James. Located in the highly sought-after SouthPointe neighborhood in Morganton, NC. This builder's own custom home was thoughtfully designed and built to maximize water views, lake access, and entertaining space. This property offers one of the rarest features on the lake, a gently sloping walkable approach to the shoreline and dock, on the main channel. Amazing outdoor entertaining features include not just one 16'x36' covered cedar porch overlooking the lake from above, but also another 16'x36' bluestone patio with a large wood-burning fireplace, plus an outdoor shower with a private changing area. The main level features two bedrooms with en-suites, two home offices for work or study spaces, both of which have closets and could be used as bedrooms. The living room features a beautiful wood-burning stone fireplace to relax by. Both levels have full kitchens, two bedrooms, and dining areas inside or out. Take a walk down to the private over-the-water gazebo and dock, which were replaced in 2025; the dock has two slips, one of which has a boat lift. on a .59-acre lot with approximately 275 ft of waterfront. Plenty of parking outside and in, the home has two garages, with a total of 5 bays. 2 on grade and 3 more under. With its variety of outdoor living spaces, this home provides numerous opportunities to enjoy lake life. whether relaxing on the cedar porch, gathering around the fireplace on the bluestone patio, or entertaining on the water's edge in the gazebo. Designed for comfort and connection, it's a home that's ideal for large or private gatherings and year-round enjoyment. The owner wishes to take all calls personally. Please call the owner to set up all showings.

Property details

Beds
4
Baths
3.5
SqFt
4,168
Lot
ODD
Year built
2007
Type
Single Family
Days on market
178
Garage
5
Style
Other
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Carpet, Tile
View
Long Range, Mountain(s), Water, Winter, Year Round
HOA dues
$1,300 / yr

Features

  • Cable Prewire
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • Dock - Floating
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$18,868/ month

Principal & interest
$15,786
Property tax (~1.05%)
$2,230
Homeowners insurance
$743
HOA dues
$108

Down payment

$127,450 down · $2,421,550 financed

Income to qualify (28% rule)

~$808,665 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.