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John KurtzCharlotte · NC

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Monroe · Monroe, NC

1848 Giana Lane

Monroe, NC · 2,424 sqft

$419,999

Reduced from $429,999

  • 4Beds
  • 2.5Baths
  • 2,424SqFt
  • 2024Year
  • 131Days on market

About this home

Welcome to your dream home in the highly sought-after Cottage Green community! This beautifully designed, nicer than new, 4-bedroom, 3-bath home offers the perfect blend of comfort, functionality, and modern living. The open, versatile floor plan is truly move-in ready and includes a dedicated home office or flex space, ideal for everyday living and entertaining. Luxury upgrades and pristine condition throughout showcase thoughtful design and quality craftsmanship. The gourmet kitchen is a chef’s delight, featuring high-end appliances, quartz countertops, an oversized island, and designer finishes, all overlooking a bright, open-concept living and dining area—perfect for hosting guests or enjoying cozy nights in. The spacious primary suite serves as a private retreat, complete with an upgraded spa-like tiled soaking tub, separate tiled shower, a double vanity, and abundant storage. Step outside to enjoy a large, flat backyard maintained by the HOA, offering low-maintenance outdoor living, plus an upgraded extended patio and a pergola equipped with an adjustable slatted roof designed to provide partial shade and weather protection ideal for gatherings, playtime, or relaxing. Conveniently located just minutes from the the charm of shopping, dining, and other amenities of downtown Monroe, this home delivers the perfect balance of convenience and community. Make this your home today!

Property details

Beds
4
Baths
2.5
SqFt
2,424
Lot
Year built
2024
Type
Single Family
Days on market
131
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$120 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,211/ month

Principal & interest
$2,601
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues
$120

Down payment

$20,999 down · $398,999 financed

Income to qualify (28% rule)

~$137,622 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.