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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

1848 Smiths Circle

Rock Hill, SC · 1,545 sqft

$364,000

Reduced from $375,000

  • 3Beds
  • 2Baths
  • 1,545SqFt
  • 1972Year
  • 15Days on market

About this home

Charming all-brick ranch situated on a spacious 1.23-acre corner lot in Rock Hill! Features an open floorplan, abundant natural light, and hard-surface flooring throughout for easy maintenance. The cozy living room with a wood-burning fireplace flows seamlessly into the kitchen and dining area, creating the perfect space for everyday living and entertaining. Enjoy the large fenced backyard with plenty of room for pets, play, gardening, or outdoor gatherings, plus an additional storage shed for tools and equipment. With no HOA and a convenient location near shopping, dining, and I-77, this property combines comfort, privacy, and accessibility. Don’t miss this rare opportunity for space and convenience all in one!

Property details

Beds
3
Baths
2
SqFt
1,545
Lot
Year built
1972
Type
Single Family
Days on market
15
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,679/ month

Principal & interest
$2,254
Property tax (~1.05%)
$318
Homeowners insurance
$106
HOA dues

Down payment

$18,200 down · $345,800 financed

Income to qualify (28% rule)

~$114,815 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.