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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

1866 Hilltop Circle

Gastonia, NC · 949 sqft

$189,500

Reduced from $195,000

  • 2Beds
  • 1Baths
  • 949SqFt
  • 1925Year
  • 77Days on market

About this home

NEW PRICE! Rare under-$200,000 single-family house in move-in condition, centrally located just 5 minutes from Gastonia's Caromont Hospital and many other healthcare employers. Large, sunlit rooms with spacious feel. Fenced back yard with small patio. Great starter home or investment/rental property in convenient, up and coming location. Hilltop Circle is an enclave of single-family homes separated from highway and rail line. Neighborhood experiencing new building and remodeling activity. Proposed redevelopment of nearby Flint Mill into apartments could spur further improvements.
Seller has made numerous upgrades: New HVAC: Feb 2025 (ductwork replaced Aug 2024). New roof: Jun 2024. New water line from street to house and water junction: Feb 2026. New dual-flush toilet and bathroom light fixture: Jan 2026. New waterproof laminate wood flooring in living/dining room and bath: Jan 2026 (Bedrooms also have wood laminate floors in excellent condition). New interior paint throughout: Jan 2026. Note: Front and back porches are new as of Oct 2025 but were constructed without permits.

Property details

Beds
2
Baths
1
SqFt
949
Lot
Year built
1925
Type
Single Family
Days on market
77
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,363/ month

Principal & interest
$1,173
Property tax (~0.85%)
$134
Homeowners insurance
$55
HOA dues

Down payment

$9,475 down · $180,025 financed

Income to qualify (28% rule)

~$58,419 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.