Gastonia · Gastonia, NC
1866 Hilltop Circle
Gastonia, NC · 949 sqft
$189,500
Reduced from $195,000
- 2Beds
- 1Baths
- 949SqFt
- 1925Year
- 77Days on market
About this home
NEW PRICE!
Rare under-$200,000 single-family house in move-in condition, centrally located just 5 minutes from Gastonia's Caromont Hospital and many other healthcare employers.
Large, sunlit rooms with spacious feel.
Fenced back yard with small patio.
Great starter home or investment/rental property in convenient, up and coming location. Hilltop Circle is an enclave of single-family homes separated from highway and rail line. Neighborhood experiencing new building and remodeling activity. Proposed redevelopment of nearby Flint Mill into apartments could spur further improvements.
Seller has made numerous upgrades:
New HVAC: Feb 2025 (ductwork replaced Aug 2024).
New roof: Jun 2024.
New water line from street to house and water junction: Feb 2026.
New dual-flush toilet and bathroom light fixture: Jan 2026.
New waterproof laminate wood flooring in living/dining room and bath: Jan 2026 (Bedrooms also have wood laminate floors in excellent condition).
New interior paint throughout: Jan 2026.
Note: Front and back porches are new as of Oct 2025 but were constructed without permits.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 949
- Lot
- —
- Year built
- 1925
- Type
- Single Family
- Days on market
- 77
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,363/ month
- Principal & interest
- $1,173
- Property tax (~0.85%)
- $134
- Homeowners insurance
- $55
- HOA dues
- —
Down payment
$9,475 down · $180,025 financed
Income to qualify (28% rule)
~$58,419 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


