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John KurtzCharlotte · NC

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Mt Ulla · Mt Ulla, NC

1870 Centenary Church Road

Mt Ulla, NC · 2,600 sqft

$615,000

  • 4Beds
  • 3Baths
  • 2,600SqFt
  • 1898Year
  • 322x151x220x146x210Lot
  • 9Days on market

About this home

Step into history with this stunning 1898 farmhouse situated on 1.7 acres in beautiful Rowan County. Meticulously cared for over the years, this one-of-a-kind property offers timeless character, modern updates, and endless possibilities. The home has recently been painted inside and out, adding a fresh touch while preserving its historic charm. The main home features gorgeous hardwood floors throughout, multiple fireplaces, and charming historic details at every turn. The kitchen has been thoughtfully updated with new appliances, cabinetry, sink, and hood while maintaining the home's original character. Portions of the plaster walls have been removed to showcase the original shiplap. Three of the fireplaces on the main level are functioning gas fireplaces, and cedar-lined closets can be found throughout the home. A separate 2nd living quarters provides incredible flexibility for multi-generational living, guest space, or potential rental income. The impressive two-story outbuilding offers even more opportunity and could serve as a home office, workshop, potential additional living space, or a unique treehouse retreat. Outdoor living offers a side patio area featuring a raised herb garden, outdoor fireplace, and a deck with pergola, the perfect place to relax and enjoy the peaceful surroundings. The property is also perfectly suited for those dreaming of homesteading with a fenced chicken coop and rainwater collection barrels already in place. & lots of garden space. This truly special property blends historic beauty, functionality, and endless potential in a peaceful country setting.

Property details

Beds
4
Baths
3
SqFt
2,600
Lot
322x151x220x146x210
Year built
1898
Type
Single Family
Days on market
9
Style
Farmhouse
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Brick, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Pantry
  • Storage
  • Walk-In Pantry
  • Other - See Remarks
  • Rainwater Catchment
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,526/ month

Principal & interest
$3,808
Property tax (~1.05%)
$538
Homeowners insurance
$179
HOA dues

Down payment

$30,750 down · $584,250 financed

Income to qualify (28% rule)

~$193,987 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.