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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

188 California Branch

Union Mills, NC · 2,335 sqft

$399,000

Reduced from $445,000

  • 3Beds
  • 2.5Baths
  • 2,335SqFt
  • 2009Year
  • 67Days on market

About this home

Discover the perfect blend of potential and privacy in this inviting home situated on 2 pristine, unrestricted acres. If you have been searching for a quiet escape where you can define your own lifestyle—away from the constraints of HOAs...this property is your blank canvas.

The home offers a spacious, functional layout that serves as an excellent foundation for your personal touch. With a generous footprint and abundant natural light, the interior is ready for a new owner to bring it into the 21st century with custom finishes and modern updates. Whether you envision a sleek, contemporary kitchen or a rustic, farmhouse-style sanctuary, the space is perfectly primed for your creative vision.

The real star of this property is the setting. Two acres of manageable, usable land provide the ideal balance for those dreaming of a homestead lifestyle. From space for a thriving garden and fruit trees to a private workshop or fire pit, you have the room to cultivate your own rural retreat. Enjoy the tranquility of the foothills while remaining connected to the beauty of Rutherford County.

This is more than just a home; it is an opportunity to build equity and create a space that is uniquely yours. Don’t miss your chance to secure a property with this much character and potential at an exceptional value.

Your vision for the perfect home starts here. Schedule your private tour today and see the possibilities firsthand!

Recent updates include LVP flooring and fresh paint. No damage from Helene! Well-maintained gravel road easily accessible by standard vehicles. Please note: New price reflects less acreage: a portion of this PIN (between 4-5 acres) will be subdivided off at closing.

Property details

Beds
3
Baths
2.5
SqFt
2,335
Lot
Year built
2009
Type
Single Family
Days on market
67
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.