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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

18905 Bankhead Road

Charlotte, NC · 4,213 sqft

$859,999

Reduced from $899,000

  • 6Beds
  • 4.5Baths
  • 4,213SqFt
  • 2022Year
  • 102Days on market

About this home

Welcome to a home that blends luxury, comfort, and thoughtful design throughout. Extensively upgraded, this property offers the feel of a custom build without the wait. The fully fenced backyard is the heart of the home, highlighted by a 2023 custom saltwater fiberglass pool with heater, smart controls, marble decking, and glass tile—creating a resort-style space ideal for entertaining or unwinding. Situated on a corner lot, the yard offers an open, light-filled feel while still providing an enclosed area for everyday enjoyment. Inside, the finished basement adds incredible versatility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer accents—perfect for hosting, movie nights, or relaxing. The kitchen has been thoughtfully enhanced with a dry bar, glass rinser, updated hardware, and additional lighting. Upgrades continue throughout the home, including modern recessed lighting, upgraded fixtures, adjustable closet systems, garage shelving, permanent exterior lighting, and an improved indoor air quality system. Solar panels will be paid off by the seller at closing and convey free and clear, offering long-term energy savings with no ongoing obligation. Utility averages and additional details are available. Located in Ridgewater near The Palisades, enjoy access to walking trails, green space, and nearby water access, all while remaining close to shopping, dining, and major commuter routes. This is a move-in-ready home where quality, comfort, and lifestyle come together seamlessly.

Property details

Beds
6
Baths
4.5
SqFt
4,213
Lot
Year built
2022
Type
Single Family
Days on market
102
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile
HOA dues
$258 / qtr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Pantry
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,415/ month

Principal & interest
$5,326
Property tax (~1.05%)
$752
Homeowners insurance
$250
HOA dues
$86

Down payment

$42,999 down · $816,999 financed

Income to qualify (28% rule)

~$274,952 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.