Charlotte · Charlotte, NC
18905 Bankhead Road
Charlotte, NC · 4,213 sqft
$859,999
Reduced from $899,000
- 6Beds
- 4.5Baths
- 4,213SqFt
- 2022Year
- 102Days on market
About this home
Welcome to a home that blends luxury, comfort, and thoughtful design throughout. Extensively upgraded, this property offers the feel of a custom build without the wait. The fully fenced backyard is the heart of the home, highlighted by a 2023 custom saltwater fiberglass pool with heater, smart controls, marble decking, and glass tile—creating a resort-style space ideal for entertaining or unwinding. Situated on a corner lot, the yard offers an open, light-filled feel while still providing an enclosed area for everyday enjoyment. Inside, the finished basement adds incredible versatility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer accents—perfect for hosting, movie nights, or relaxing. The kitchen has been thoughtfully enhanced with a dry bar, glass rinser, updated hardware, and additional lighting. Upgrades continue throughout the home, including modern recessed lighting, upgraded fixtures, adjustable closet systems, garage shelving, permanent exterior lighting, and an improved indoor air quality system. Solar panels will be paid off by the seller at closing and convey free and clear, offering long-term energy savings with no ongoing obligation. Utility averages and additional details are available. Located in Ridgewater near The Palisades, enjoy access to walking trails, green space, and nearby water access, all while remaining close to shopping, dining, and major commuter routes. This is a move-in-ready home where quality, comfort, and lifestyle come together seamlessly.
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 4,213
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 102
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $258 / qtr
Features
- Attic Stairs Pulldown
- Built-in Features
- Drop Zone
- Entrance Foyer
- Garden Tub
- Pantry
- Walk-In Closet(s)
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,415/ month
- Principal & interest
- $5,326
- Property tax (~1.05%)
- $752
- Homeowners insurance
- $250
- HOA dues
- $86
Down payment
$42,999 down · $816,999 financed
Income to qualify (28% rule)
~$274,952 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


