Rutherfordton · Rutherfordton, NC
190 Elliot Lane
Rutherfordton, NC · 1,209 sqft
$379,000
- 2Beds
- 1.5Baths
- 1,209SqFt
- 2003Year
- 56Days on market
About this home
Set on 2 usable acres in a gated Polk County community, 190 Elliot Lane offers something that’s increasingly hard to find here: the ability to have horses, donkeys, goats, chickens, or sheep without giving up privacy or neighborhood structure. The acreage is level, cleared, and genuinely functional, with plenty of room to fence for pasture, animals, gardening, or simply enjoying the space around you.
This two-bedroom, one-and-a-half-bath cabin feels comfortable and grounded from the moment you pull in. A paved driveway leads directly to the home, and inside, large windows bring in the natural setting while the layout flows easily for both everyday living and weekends with friends and family.
Outside, the property continues to work well. A 28x14 garage and 12x12 shed provide practical storage for equipment, tools, feed, or hobbies, and there’s ample parking for guests and trailers alike.
Residents also enjoy access to a picnic area along the Green River just minutes away, adding another layer to the outdoor lifestyle this property supports.
Usable foothills acreage with minimal animal restrictions inside a gated community is rare. 190 Elliot Lane offers exactly that.
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,209
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 56
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- HOA dues
- $558 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,835/ month
- Principal & interest
- $2,347
- Property tax (~1.05%)
- $331
- Homeowners insurance
- $110
- HOA dues
- $46
Down payment
$18,950 down · $360,050 financed
Income to qualify (28% rule)
~$121,539 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.