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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

190 Observation Ridge

Rutherfordton, NC · 1,718 sqft

$465,900

Reduced from $475,900

  • 2Beds
  • 3Baths
  • 1,718SqFt
  • 1999Year
  • 68Days on market

About this home

Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs.

Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!

Property details

Beds
2
Baths
3
SqFt
1,718
Lot
Year built
1999
Type
Single Family
Days on market
68
Garage
2
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Wood
HOA dues
$425 / yr

Features

  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,464/ month

Principal & interest
$2,885
Property tax (~1.05%)
$407
Homeowners insurance
$135
HOA dues
$35

Down payment

$23,295 down · $442,605 financed

Income to qualify (28% rule)

~$148,475 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.