Shelby · Shelby, NC
1906 Rucker Road
Shelby, NC · 1,605 sqft
$309,000
Reduced from $350,000
- 3Beds
- 2.5Baths
- 1,605SqFt
- 2026Year
- 108Days on market
About this home
Welcome to 1906 Rucker Road in Shelby’s desirable Rucker Downs community! This beautifully built 2026 single-family home offers 1,605 square feet of thoughtfully designed living space with 3 bedrooms and 2.5 baths. Step inside to an inviting main level featuring a bright living room, stylish kitchen with electric range, microwave, dishwasher, and ample cabinetry, plus a convenient half bath for guests. Upstairs, you’ll find a spacious primary suite, two additional bedrooms, a full bath, and a dedicated laundry room for everyday ease. Enjoy outdoor living from the covered front porch, perfect for morning coffee or evening relaxation. The attached front-facing garage provides great storage and everyday convenience. Situated on approximately 0.90 acres along a paved, publicly maintained road, this home offers the peace of country-style living while still being close to town amenities. Additional highlights include central heating and air, county water, septic system, and architectural shingle roof. With its modern layout, quality finishes, and spacious lot, this move-in ready home is the perfect place to settle in and make lasting memories.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,605
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 108
- Garage
- 1
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,274/ month
- Principal & interest
- $1,913
- Property tax (~1.05%)
- $270
- Homeowners insurance
- $90
- HOA dues
- —
Down payment
$15,450 down · $293,550 financed
Income to qualify (28% rule)
~$97,467 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.