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John KurtzCharlotte · NC

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Richfield · Richfield, NC

19082 Bear Creek Church Road

Richfield, NC · 1,492 sqft

$274,900

  • 3Beds
  • 2Baths
  • 1,492SqFt
  • 1992Year
  • 1Days on market

About this home

Enjoy the peace and privacy of country living with this beautifully updated 3-bedroom, 2-bath home situated on 2.02 acres in the highly sought-after North Stanly School District! Located outside the city limits with no HOA, this property offers the space and freedom you've been looking for. Recent updates provide peace of mind and modern comfort, including a new roof (2025), new HVAC system (2025), new well and water treatment system (2025), new gutters, fresh interior paint, updated fixtures, and all new kitchen appliances. Inside, you'll find durable LVP flooring throughout the main living areas and new carpet in the bedrooms, creating a move-in-ready feel throughout the home. Whether you're enjoying the open outdoor space, gardening, entertaining, or simply relaxing in a quiet country setting, this property offers the perfect blend of modern updates and rural charm. Conveniently located while still providing privacy and room to roam, this is one you won't want to miss!

Property details

Beds
3
Baths
2
SqFt
1,492
Lot
Year built
1992
Type
Single Family
Days on market
1
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,702
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,745 down · $261,155 financed

Income to qualify (28% rule)

~$86,711 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.