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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

191 Thompson Road

Rutherfordton, NC · 1,485 sqft

$289,000

  • 3Beds
  • 2Baths
  • 1,485SqFt
  • 1955Year
  • 1Days on market

About this home

Step back into a simpler time in this charming 3BR/2BA mid-century home offering 1,485 SF nestled in a lovely rural setting just outside Rutherfordton. Enjoy the peaceful surroundings while remaining conveniently close to shopping, restaurants, and medical facilities—all with public water and no city taxes. Inside, the home offers a warm, inviting feel with beautiful knotty pine tongue-and-groove walls and ceilings that create cozy character throughout, complemented by hardwood flooring that adds to the home’s timeless appeal. In addition to the living room, the den features a ventless gas fireplace that adds warmth and comfort—creating an inviting space to relax and unwind. Adjoining the primary bedroom is a versatile bonus room—ideal for a home office, craft space, study, nursery, or other flexible use. Two rooms currently used as bedrooms do not include closets. An enclosed back porch serves as the laundry area and adds practical everyday functionality.

Outside, enjoy approximately 1 acre with a spacious backyard featuring beautiful mountain views. Additional features include a detached single car garage with storage plus a separate storage building for hobbies, tools, or extra space. Washer/dryer are negotiable. Septic permit on file for 4 bedrooms. Well maintained and ready for its next chapter, this home has been lovingly cared for and is ready for a new owner to make it their own. A rare opportunity to enjoy country charm with everyday convenience.

Property details

Beds
3
Baths
2
SqFt
1,485
Lot
Year built
1955
Type
Single Family
Days on market
1
Garage
1
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,127/ month

Principal & interest
$1,789
Property tax (~1.05%)
$252
Homeowners insurance
$84
HOA dues

Down payment

$14,450 down · $274,550 financed

Income to qualify (28% rule)

~$91,158 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.