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John KurtzCharlotte · NC

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Ellenboro · Ellenboro, NC

192 Spencer Street

Ellenboro, NC · 1,214 sqft

$172,900

Reduced from $174,900

  • 2Beds
  • 2Baths
  • 1,214SqFt
  • 1908Year
  • 61Days on market

About this home

Welcome home to this beautifully updated 2-bedroom, 2-bathroom home in a quiet neighborhood in Ellenboro, NC. From the moment you arrive, you'll love the inviting front porch, perfect for morning coffee or relaxing evenings. Inside, the primary bedroom features a beautiful handcrafted wood ceiling that adds warmth and character. The large kitchen offers plenty of space for cooking and gathering, while the spacious bedrooms and large bathrooms provide comfort and functionality. Thoughtful updates in 2022 include LVP flooring throughout, fresh paint, updated bathrooms (including the addition of a second bath with laundry), kitchen improvements, fixtures, HVAC, new electrical panels inside and out, and a new roof. All appliances remain, making this home truly move-in ready. Outside, enjoy the fenced-in side yard, ideal for pets, gardening, or relaxing in your own private outdoor space. With generous room sizes, great updates, and a peaceful setting, this home offers the perfect mix of charm and convenience. Don’t miss the opportunity to make this lovely Ellenboro home yours.

Property details

Beds
2
Baths
2
SqFt
1,214
Lot
Year built
1908
Type
Single Family
Days on market
61
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,272/ month

Principal & interest
$1,070
Property tax (~1.05%)
$151
Homeowners insurance
$50
HOA dues

Down payment

$8,645 down · $164,255 financed

Income to qualify (28% rule)

~$54,537 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.