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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

192 W Court Street

Rutherfordton, NC · 3,880 sqft

$390,000

Reduced from $420,000

  • 7Beds
  • 3Baths
  • 3,880SqFt
  • 1860Year
  • 62Days on market

About this home

Oh if these walls could talk! Rich with history and charm, this timeless treasure is located in the heart of downtown Rutherfordton and will take you back to yesteryear with it's refreshing grace and beauty. Listed on The National Historic Homes Registry, the Cedar Inn was a boarding home for over a century and the town's first pharmacy. While the home is grand and spacious it also has a cozy and inviting feel from the preserved heart pine wood floors, original door knobs, windows and custom moldings. On the main level, the stately foyer gives access to multiple living spaces and a stairwell to the upper level. Upstairs you will find spacious bedrooms and abundant storage. The outdoor living spaces are equally impressive with the oversized covered front porch and fenced back yard that is almost completely shaded by mature trees and landscaping. Adding to the value of this stately residence is the completely new HVAC system (2024). This magnificent home would make a wonderful bed and breakfast or gathering space for large families or groups.

Property details

Beds
7
Baths
3
SqFt
3,880
Lot
Year built
1860
Type
Single Family
Days on market
62
Garage
2
Style
Colonial, Traditional
Heating
Ductless, Electric, Heat Pump
Cooling
Ductless, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Parquet, Tile, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,870/ month

Principal & interest
$2,415
Property tax (~1.05%)
$341
Homeowners insurance
$113
HOA dues

Down payment

$19,500 down · $370,500 financed

Income to qualify (28% rule)

~$123,016 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.