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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1932 Topic Street

Shelby, NC · 3,384 sqft

$385,000

Reduced from $400,000

  • 6Beds
  • 1.5Baths
  • 3,384SqFt
  • 1913Year
  • 11Days on market

About this home

Experience the timeless allure of 1932 Topic Street, a home that captures your attention immediately with its beautiful charm and lovely curb appeal. Situated on an expansive, large lot in a well-established Shelby neighborhood, this property offers a rare combination of character and space. The interior is defined by impressive tall ceilings and generously sized bedrooms that create an airy, open atmosphere rarely found in modern builds.

The home’s historic soul is further highlighted by multiple fireplaces, adding a layer of warmth and sophistication to the living spaces. While already brimming with personality, this residence offers absolutely tons of potential for the savvy buyer or visionary looking to blend classic architectural details with personal modern touches. Ideally located near the Crest school cluster and local recreation, this property is a standout opportunity to own a piece of Shelby with significant upside. Being sold as-is.

Property details

Beds
6
Baths
1.5
SqFt
3,384
Lot
Year built
1913
Type
Single Family
Days on market
11
Heating
None
Cooling
None
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Other
  • Attic Walk In
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,833/ month

Principal & interest
$2,384
Property tax (~1.05%)
$336
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$121,439 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.