Waynesville · Waynesville, NC
194 Catawba Lane
Waynesville, NC · 5,590 sqft
$1,300,000
- 5Beds
- 4.5Baths
- 5,590SqFt
- 1999Year
- 23Days on market
About this home
Welcome to Villa Catawba, a custom European-inspired residence set on 5.10 acres in the Villages of Plott Creek, approximately five miles from downtown Waynesville. Positioned to capture winter mountain views on a level yard that supports everyday living and outdoor entertaining. Constructed in 1999 with two-by-six framing for enhanced insulation, the home combines brick veneer and fiber cement siding with a roof replaced in 2023. Inside, 10-foot ceilings on the main level and 9-foot ceilings upstairs create a sense of volume, complemented by crown molding and hardwood flooring throughout. The kitchen opens to the dining area, creating a connected gathering space anchored by a large 3-centimeter Monte Blanc quartzite countertop, updated lighting, refined hardware and a Bosch counter-depth refrigerator integrated with built-in cabinetry. A butler’s pantry and laundry area extend the functionality with additional custom storage and updated finishes. The residence includes five bedrooms, a bonus room suitable for office, media or flexible use and four full baths plus one half bath. The primary bath has been fully renovated with Italian tile, quartz surfaces, Kohler fixtures, a zero-entry shower, lighted mirrors and a smart toilet. Three guest baths have been updated with quartz countertops, vessel sinks and contemporary fixtures. Additional interior features include a wood-burning fireplace with blower, walk-in closets, finished attic storage and a game room with pool table and furnishings included. Infrastructure enhancements include a whole-house generator with warranty, surge protection, water filtration system installed in 2025, updated main-level heating and cooling in 2021 and dual water heaters. Outdoor living extends to a freshly stained deck, while the backyard is defined by a stone fire pit and walkway installed in 2024, creating a natural gathering area that complements the surrounding mountain setting. Select tree removal has further enhanced the views.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 5,590
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 23
- Garage
- 2
- Style
- European
- Heating
- Forced Air, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- View
- Mountain(s), Winter
- HOA dues
- $1,090 / yr
Features
- Attic Stairs Fixed
- Attic Walk In
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,658/ month
- Principal & interest
- $8,051
- Property tax (~1.05%)
- $1,137
- Homeowners insurance
- $379
- HOA dues
- $90
Down payment
$65,000 down · $1,235,000 financed
Income to qualify (28% rule)
~$413,947 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.