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John KurtzCharlotte · NC

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Clyde · Clyde, NC

195 Justin Ridge

Clyde, NC · 1,818 sqft

$625,000

  • 2Beds
  • 2Baths
  • 1,818SqFt
  • 2006Year
  • 20Days on market

About this home

Layered mountain views is an understatement. This is the kind of backdrop that stops conversations mid-sentence and makes you stay a little longer on the porch. Perched in the sought-after Panther Creek community, this fully furnished cabin delivers that perfect blend of mountain charm and effortless ownership. Whether you’re looking for a personal retreat or primary mountain living. This one’s ready to step right into. Inside, you’ll find warm wood tones, inviting living spaces, and that cozy, come-sit-a-while feeling the moment you walk through the door. The open living area flows beautifully for gathering, while the bedrooms offer peaceful spaces to unwind after a day in the mountains. But the real showstopper...the porch. Morning coffee with layers of blue ridges rolling into the distance… evening wine with sunsets that don’t even look real. This is why people dream about Western North Carolina. This isn’t just a cabin. It's a feeling. It’s slow mornings, fresh air, and a place where legacy memories are made. Take a short little drive off I-40 through the countryside and up the mountain to the best mountain views. You can see all the way to Tennessee!!

Property details

Beds
2
Baths
2
SqFt
1,818
Lot
Year built
2006
Type
Single Family
Days on market
20
Style
Cabin
Heating
Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$250 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,620/ month

Principal & interest
$3,870
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues
$20

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$198,034 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.