Skip to content
John KurtzCharlotte · NC

View all 46 photos →

Canton · Canton, NC

195 Terrace Drive

Canton, NC · 1,983 sqft

$448,000

Reduced from $460,000

  • 4Beds
  • 1.5Baths
  • 1,983SqFt
  • 1919Year
  • 201Days on market

About this home

Timeless 1919 Victorian farmhouse offering a blend of historic character and thoughtful updates. Seller is offering a $15,000 credit toward additional updates or improvements.

This well-maintained home features a covered front porch and combines original charm with modern updates. The interior and exterior have been freshly painted, complemented by refinished original hardwood floors and updated windows throughout.

The kitchen features custom concrete countertops, ample cabinetry, and included appliances. A formal dining room provides additional space for everyday use or entertaining.

The living room offers high ceilings, built-ins, and a gas fireplace. A sunroom adds flexible living space with abundant natural light and year-round usability.

Upstairs includes four generously sized bedrooms suitable for a variety of uses such as guest rooms, office space, or hobbies, while maintaining original architectural details and craftsmanship throughout the home.

Exterior features include mature shade trees, established landscaping, stone accents, a backyard patio with built-in BBQ, fenced area for pets, rear parking access, and a detached workshop with electricity, suitable for storage, hobbies, or projects.

Additional features include city water and sewer, propane furnace, and an unfinished basement offering storage and future potential.

Property details

Beds
4
Baths
1.5
SqFt
1,983
Lot
Year built
1919
Type
Single Family
Days on market
201
Heating
Propane, Other - See Remarks
Cooling
Ceiling Fan(s)
Foundation
Crawl Space
Flooring
Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,297/ month

Principal & interest
$2,774
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues

Down payment

$22,400 down · $425,600 financed

Income to qualify (28% rule)

~$141,311 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.