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John KurtzCharlotte · NC

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Asheville · Asheville, NC

197 Chatham Road

Asheville, NC · 2,366 sqft

$749,000

Reduced from $975,000

  • 4Beds
  • 3.5Baths
  • 2,366SqFt
  • 2022Year
  • 292Days on market

About this home

Beautifully designed and impeccably maintained, this contemporary 4-bedroom home in North Asheville offers the perfect blend of style, comfort, and convenience. Ideally situated within walking distance to UNCA, the Botanical Gardens, and the North Asheville Tailgate Market—and just 2 miles from downtown Asheville—this like-new 2022 build sits in a peaceful, established neighborhood. The striking black-and-white exterior with a sleek metal roof exudes modern sophistication. Inside, three levels of living space provide versatility, privacy, and plenty of room for gathering. Step outside to a flat, beautifully landscaped yard featuring a spacious patio, pergola, firepit, and raised garden beds—all framed by elegant black fencing. With no HOA dues, off-street parking for two, and a secure Mail Boss mailbox, this home truly has it all. Come experience it in person—you’ll be delighted!

Property details

Beds
4
Baths
3.5
SqFt
2,366
Lot
Year built
2022
Type
Single Family
Days on market
292
Style
Arts and Crafts, Contemporary, Modern
Heating
Forced Air, Heat Pump, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Zoned
Foundation
Basement
Flooring
Concrete, Tile, Wood
View
Mountain(s), Winter

Features

  • Breakfast Bar
  • Open Floorplan
  • Walk-In Closet(s)
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,512/ month

Principal & interest
$4,638
Property tax (~1.05%)
$655
Homeowners insurance
$218
HOA dues

Down payment

$37,450 down · $711,550 financed

Income to qualify (28% rule)

~$236,254 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.