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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

1971 Buffalo Creek Road

Lake Lure, NC · 1,667 sqft

$875,000

  • 3Beds
  • 2Baths
  • 1,667SqFt
  • 1974Year
  • 4Days on market

About this home

Lakefront living with both water and mountain views! Tucked away on a private, wooded double lot totaling 1.32 acres with approximately 250 feet of lake frontage, this 3BR/2BA retreat offers the perfect setting for relaxation, recreation, or investment. Enjoy stunning views of Bald Mountain Lake and Bald Mountain from the upper screened porch and full-length deck, where natural beauty surrounds you in every season.

Natural light fills this warm and inviting two-level home, with beautiful lake views from nearly every window. The lower level features a private primary suite with ensuite bath, along with a spacious rec room that opens to a covered patio for easy indoor/outdoor entertaining. Spend your days on the dock launching your favorite watercraft, enjoying a lakeside picnic, or simply taking in the peaceful setting and abundant wildlife. In the evenings, gather around the firepit on the lower deck and enjoy cool mountain-lake nights under the stars.

A boathouse with electric lift adds convenience and makes lake living even more enjoyable. Short-term rentals are allowed, and this property is currently an active STR, offering excellent flexibility as a vacation home, second home, or investment opportunity. Showings permitted between bookings. Owners and guests can also enjoy access to Rumbling Bald amenities, including the clubhouse, fitness center, pools, tennis, pickleball, and discounted golf packages. Only a small portion of the lower lot at the lake is in the 100-year flood zone; the house sits notably above this area. Buyer pays one-time capital fee for new owners of $11,000 at closing. There was no water intrusion or damage to house during Helene.

Property details

Beds
3
Baths
2
SqFt
1,667
Lot
Year built
1974
Type
Single Family
Days on market
4
Heating
Heat Pump
Cooling
Central Air, Humidity Control
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s), Water
HOA dues
$4,967 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,853/ month

Principal & interest
$5,419
Property tax (~1.05%)
$765
Homeowners insurance
$255
HOA dues
$413

Down payment

$43,750 down · $831,250 financed

Income to qualify (28% rule)

~$293,738 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.