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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

1971 Swiss Pine Lake Drive

Spruce Pine, NC · 1,874 sqft

$1,250,000

  • 2Beds
  • 3Baths
  • 1,874SqFt
  • 1926Year
  • 1Days on market

About this home

Steeped in local history, the Swiss Pine Lake community was established in 1959 when the Geruso family purchased approximately 500 acres. They then developed the lake, water system, and surrounding infrastructure that continue to serve this sought-after mountain community today. Originally constructed as a hunting lodge, this remarkable property was later remodeled by the Geruso family into their private residence, preserving its historic character and significance. Built from rare old-growth American Chestnut, the lodge showcases exceptional craftsmanship, warmth, and architectural details seldom found today. The dramatic main living area features vaulted ceilings with skylights, exposed log and chinking walls, and an impressive floor-to-ceiling stone fireplace that anchors the space with rustic elegance. Original doors and windows preserve the home’s authentic character, while the front porch overlooks the lake, beach, recreation area, and Geruso Pavilion. Upper-level bonus rooms provide additional accommodations, and the basement offers a laundry area, flexible storage and future possibilities.

Surrounded by the natural beauty of Western North Carolina, the property includes hiking trails, a waterfall, peaceful wooded surroundings, and approximately 46 acres with potential for additional homesites. This unique offering presents endless possibilities as a private mountain retreat, family gathering place, or investment opportunity. Located within the established Swiss Pine Lake community, the property benefits from well-maintained roads, established covenants and restrictions, and thoughtful community guidelines that help preserve the harmony, beauty, and long-term appeal of this scenic mountain setting known for its beautiful hillside homes.

Nestled in the heart of the Blue Ridge Mountains, Mitchell County offers the natural beauty and small-town charm Western North Carolina is known for. Home to scenic mountain vistas, rushing rivers, and endless outdoor recreation, the area is ideal for hiking, fishing, camping, and exploring nearby attractions including the Blue Ridge Parkway, Roan Mountain, the North Toe River, and Pisgah National Forest. Enjoy four distinct seasons with cool mountain summers and vibrant fall foliage.

Rich in Appalachian heritage, Mitchell County is known for its welcoming communities, thriving arts and crafts scene, and unique mining history centered around Spruce Pine’s world-renowned quartz deposits. Residents and visitors appreciate the relaxed rural lifestyle, local galleries, festivals, and easy access to nearby destinations including Asheville, Boone, and Johnson City. Whether seeking a full-time residence, mountain retreat, or investment opportunity, Mitchell County offers a timeless mountain setting with lasting appeal.

Property details

Beds
2
Baths
3
SqFt
1,874
Lot
Year built
1926
Type
Single Family
Days on market
1
Style
Rustic
Heating
Floor Furnace, Oil
Cooling
None
Foundation
Basement
Flooring
Linoleum, Wood
View
Mountain(s), Water
HOA dues
$800 / yr

Features

  • Split Bedroom
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,266/ month

Principal & interest
$7,741
Property tax (~1.05%)
$1,093
Homeowners insurance
$364
HOA dues
$66

Down payment

$62,500 down · $1,187,500 financed

Income to qualify (28% rule)

~$397,140 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.