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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

1973 Buffalo Creek Road

Lake Lure, NC · 2,364 sqft

$769,000

Reduced from $849,000

  • 4Beds
  • 3Baths
  • 2,364SqFt
  • 1983Year
  • 402Days on market

About this home

Enjoy the best of both worlds—peaceful lakefront living on the quiet north end of Bald Mountain Lake and access to Lake Lure and all the premier amenities of the Rumbling Bald on Lake Lure community. Nestled in a private cove on this scenic one-mile, non-motorized lake, this property offers the perfect setting for kayaking, paddleboarding, canoeing, fishing, swimming, or simply relaxing from your private dock.

Rumbling Bald amenities include 24-hour security, private beach access, indoor and outdoor pools, tennis and pickleball courts, additional sports courts, two championship 18-hole golf courses, a fitness center, full-service spa and salon, restaurants, bars, and more.

The home has been thoughtfully updated, including a brand-new roof and exterior paint completed in April 2025. Inside, the open-concept main level features a spacious great room anchored by a stunning floor-to-ceiling stone wood-burning fireplace. The kitchen offers granite countertops, stainless steel appliances, and flows seamlessly into the dining area overlooking the level backyard and fire pit.

The main level includes a primary suite, guest bedroom, and full guest bath. The lower level provides two additional bedrooms, a full bath, family room, and recreation room complete with a pool table—ideal for hosting family and friends. A screened porch overlooks the backyard, providing a comfortable space to enjoy the outdoors year-round.

Additional features include ample parking and a strong rental history, making this an excellent primary residence, vacation home, or investment opportunity. Contact listing agent for rental history. Available turnkey.

Property details

Beds
4
Baths
3
SqFt
2,364
Lot
Year built
1983
Type
Single Family
Days on market
402
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s), Water, Year Round
HOA dues
$4,967 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,073/ month

Principal & interest
$4,762
Property tax (~1.05%)
$672
Homeowners insurance
$224
HOA dues
$413

Down payment

$38,450 down · $730,550 financed

Income to qualify (28% rule)

~$260,302 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.