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John KurtzCharlotte · NC

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Concord · Concord, NC

198 Buffalo Avenue NW

Concord, NC · 1,395 sqft

$213,990

  • 3Beds
  • 2Baths
  • 1,395SqFt
  • 1907Year
  • 60 x 120Lot
  • 1Days on market

About this home

Unlock an exceptional opportunity to own a home in one of Cabarrus County’s most desirable markets. Priced thousands below market value, this property offers built-in upside value from day one, an advantage rarely found in today’s inventory. Whether you’re searching for your forever home or an investor seeking room to build value, this home delivers location, flexibility, and long-term appeal.

With convenient access to Downtown Concord, I-85, shopping, dining, schools, and everyday essentials, the setting offers both comfort and connectivity. Inside, you’ll find a spacious floor plan, well-proportioned rooms, and plenty of potential to update, personalize, or enhance over time. The generous lot provides room for outdoor enjoyment, entertaining, gardening, or future improvements.

This home may also qualify for FHA 203(k) renovation financing, allowing buyers to roll repair or upgrade costs into one loan, an excellent option for those looking to modernize the home, add value, or create instant equity through improvements. Floor needs attention. Details discoverable by Home Inspection.

Sellers are open to offering concessions that may be applied toward buyer closing costs, with lender approval, adding even more value to this unique opportunity. Seller will not entertain low-ball offers.

Property details

Beds
3
Baths
2
SqFt
1,395
Lot
60 x 120
Year built
1907
Type
Single Family
Days on market
1
Style
Ranch, Traditional
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,551/ month

Principal & interest
$1,325
Property tax (~0.92%)
$164
Homeowners insurance
$62
HOA dues

Down payment

$10,699 down · $203,290 financed

Income to qualify (28% rule)

~$66,504 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.