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John KurtzCharlotte · NC

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Cooleemee · Cooleemee, NC

198 Center Street

Cooleemee, NC · 1,699 sqft

$269,000

Reduced from $274,000

  • 3Beds
  • 2Baths
  • 1,699SqFt
  • 1937Year
  • 75Days on market

About this home

Charming 3-Bedroom Home in Historic Cooleemee – Spacious, Updated & Full of Character!

Welcome to this inviting 3-bedroom, 2-bathroom home offering 1,699 sq. ft. of living space in the heart of historic Cooleemee. Situated on the sought-after Center Street, this property blends classic charm with modern updates — all at a price below the area’s median per-square-foot value.

Step inside and be greeted by a functional floorplan with hardwood floors that extend through much of the home. The layout offers plenty of space for comfortable living, featuring a cozy den, living room, a formal dining room, and a kitchen with a cheerful breakfast nook. The kitchen is operational with new granite countertops, a deep oversized sink with an extending nozzle, and a stove, refrigerator and microwave that are all less than 3 years old.

Enjoy your morning coffee or unwind in the evening in your 156 sq. ft. all-glass enclosed front porch, perfect for watching the world go by. With ceiling fans in six rooms, comfort is always within reach.

The home’s major pricy components have been thoughtfully updated:

Roof, gas furnace, central air, hot water heater, and windows (2017) Main water line from house to street replaced (2018)

Step outside the back door to find a nice deck overlooking a new partially fenced, backyard, ideal for kids, pets or relaxing while grilling.

Home has an unfinished basement with 6 ft ceiling and has an attic w/ wood flooring both for extra storage. House also comes with a termite bond that is transferable.

While the home could use a little TLC, it’s move-in ready and offers exceptional value — combining historic character, modern improvements, and a prime location.

Don't miss your chance to make this spacious and charming Cooleemee home your own!

Don’t miss your chance to make this spacious and charming Cooleemee home your own!

Property details

Beds
3
Baths
2
SqFt
1,699
Lot
Year built
1937
Type
Single Family
Days on market
75
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,979/ month

Principal & interest
$1,665
Property tax (~1.05%)
$235
Homeowners insurance
$78
HOA dues

Down payment

$13,450 down · $255,550 financed

Income to qualify (28% rule)

~$84,849 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.