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John KurtzCharlotte · NC

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Taylorsville · Taylorsville, NC

198 Clouse Lane

Taylorsville, NC · 1,413 sqft

$389,000

Reduced from $399,000

  • 2Beds
  • 2Baths
  • 1,413SqFt
  • 1979Year
  • 37Days on market

About this home

Charming waterfront bungalow with 85 ft. of lake frontage, a boathouse, and a concrete patio/dock perfect for lakeside living or investment. Short-term rentals such as Airbnb are allowed. The upper-level features two bedrooms, one full-bath, a stunning chestnut floor with picturesque views of the cove. The updated kitchen boasts a tile backsplash and granite countertops, which flow seamlessly into the beautifully designed living and dining spaces. The basement includes an additional kitchen, a wood stove, 2 additional sleeping rooms & bath, as well as easy lake access, offering the potential to rent out both levels separately. This property also includes a boathouse equipped with a winch and track for safely securing your fishing boat and lake toys. The stationary patio/dock, complete with a sink, are perfect for entertaining or relaxing by the water & watching the herons and wildlife. Bring your grill and your chairs and start creating unforgettable memories at this lakeside retreat.

Property details

Beds
2
Baths
2
SqFt
1,413
Lot
Year built
1979
Type
Single Family
Days on market
37
Style
Bungalow
Heating
Ductless, Wood Stove
Cooling
Ductless
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Water, Year Round

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,863/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$122,701 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.